There are plenty of ways to get ahead. The first is so basic I'm almost embarrassed to say it:? spend less than you earn. ~Paul Clitheroe


Debt is the worst poverty. ~Thomas Fuller; Gnomologia; 1732


Oh; for the good old days when people would stop Christmas shopping when they ran out of money. ~Author Unknown


Buy what thou hast no Need of and ere long thou shalt sell thy Necessaries. ~Benjamin Franklin


Today; there are three kinds of people:? the have's; the have-not's; and the have-not-paid-for-what-they-have's. ~Earl Wilson


Debt; n. An ingenious substitute for the chain and whip of the slavedriver. ~Ambrose Bierce; The Devil's Dictionary; 1911


Promises make debt; and debt makes promises. ~Dutch Proverb


Christmas is the season when you buy this year's gifts with next year's money. ~Author Unknown


When a man is in love or in debt; someone else has the advantage. ~Bill Balance


He looks the whole world in the face for he owes not any man. ~Henry Wadsworth Longfellow


Another way to solve the traffic problems of this country is to pass a law that only paid-for cars be allowed to use the highways. ~Will Rogers


The impulse dances inside the debt. ~Jareb Teague


Credit buying is much like being drunk. The buzz happens immediately and gives you a lift.... The hangover comes the day after. ~Joyce Brothers


Who recalls when folks got along without something if it cost too much?? ~Kin Hubbard


In God we trust; all others must pay cash. ~American Saying


Bankruptcy stared me in the face; but one thought kept me calm; soon I'd be too poor to need an anti-theft alarm. ~Gina Rothfels


The only man who sticks closer to you in adversity than a friend is a creditor. ~Author Unknown


Creditors have better memories than debtors. ~Benjamin Franklin


No man's credit is as good as his money. ~E.W. Howe; Sinner Sermons


Before borrowing money from a friend; decide which you need most. ~American Proverb